Dabney街和街对面：
小区里绿化不错。一共有180多家Condo.
920平尺，1990建造的。 2个bedroom, 一大一小，都带自己的卫生间。 从客厅伸出去的阳台面积相当大。我看的这间是新地毯，房子的condition 好。房间里也挺亮的。从厨房和客厅的窗子看出去就是游泳池。缺点是临近Mira Mesa大街，开着窗会有些吵。
Wednesday, April 29, 2009
今日看房 -- Mira Mesa 的 High Ridge
先去看了Mira Mesa的一个小区。 叫做High Ridge. 小区位于Mira Mesa和Dabney之间。 距离各大公司聚集的Sorrento Valley已经很近了。而小区的对面就是single family house的区，Dabney这条街很宽阔，路边可以停车。小区的位置真算是不错了。
Dabney街和街对面：
Dabney街和街对面：
今日看房： 卡萨布兰卡
Investors' favorite -- across the street from YMCA and very close to the school. Easy access to freeways.
Too bad that this one is next to the busy street.
Too bad that this one is next to the busy street.
Tuesday, April 28, 2009
今日看房：MANZANITA TRAIL
期待已久的MANZANITA TRAIL的楼盘终于出来了。 一共4个model. 第一和第二是侧院，价格在70万上下。 3和4比较大，80多万。
第一期出来很快就全部卖掉了。
第二期很快就会出来。
一共会建147家。
Sales lady是我13年前的老相识。 今天去聊了一会，了解点信息，看看样板房。 印象如下：
Model1: 楼上2个卧室都是门斜开的。 感觉比较局促。
Model2: 基本上还好。 感觉对于价格来讲比较值。
拍了一些照片
1和2的院子全部是南向的。 看来设计师还比较有sense.
Model3: 我的fav. 感觉flow比较清楚， 房间也好用。
Model4: 高厅那里有些怪。 不觉得有3000多尺。 5个洞看着别扭。不过要说的是3218sf 只卖80多万。 所以这个plan卖的最快。一release全部被买走。
HOA about 190 a month. MR is about 336 a month for plan 3. Plan1 and 2 are smaller so the MR is less (around $275). $389 MR for Plan 4.
Another good problem for first time home buyer
As of Thursday, April 2, California home buyers will have a new mortgage protection program.
The qualifications for the new program are:
· Be a first-time home buyer – someone who has not owned a home in the last three years.
· Open escrow April 2, 2009, or later, and close on or before December 31, 2009
. Use a California REALTOR® in the transaction
· Purchase the property in California
· Be a W-2 employee (cannot be self-employed or military personnel)
There are more specific qualifications, terms and conditions are on the Application, which can be found here (pdf document):C.A.R. Housing Affordability Fund Mortgage Protection Program
You should know that funds for this program are limited and "Applications will be reviewed and Insurance Policies will be awarded on a first come, first served basis until Program funds are depleted or until HAF discontinues the Program, whichever occurs first."
The qualifications for the new program are:
· Be a first-time home buyer – someone who has not owned a home in the last three years.
· Open escrow April 2, 2009, or later, and close on or before December 31, 2009
. Use a California REALTOR® in the transaction
· Purchase the property in California
· Be a W-2 employee (cannot be self-employed or military personnel)
There are more specific qualifications, terms and conditions are on the Application, which can be found here (pdf document):C.A.R. Housing Affordability Fund Mortgage Protection Program
You should know that funds for this program are limited and "Applications will be reviewed and Insurance Policies will be awarded on a first come, first served basis until Program funds are depleted or until HAF discontinues the Program, whichever occurs first."
Wednesday, April 22, 2009
今日看房： Miro Circle
Miro is a community located right passing 15 from Mira Mesa Bldv. It closes to freeway yet not too much freeway noise.The houses built in 2001 which is fairly new.
There are townhouses and looks-like-single family houses in the community. Townhouses price ranged about 400K to 500K and about 1100 sf to 1458 sf. Single family (looks like) ones price ranged about 550k to 600k and about 1970 sf.
There are townhouses and looks-like-single family houses in the community. Townhouses price ranged about 400K to 500K and about 1100 sf to 1458 sf. Single family (looks like) ones price ranged about 550k to 600k and about 1970 sf.
Monday, April 20, 2009
Chinese mom
大家买房要坚持自己的原则，不要像chinese mom那样爱攀比，看到从前的邻居买了豪宅，自己也要跟风，不要拉抻自己的budget, 多少就是多少。量力而行。
华裔家庭的高中生对这个词的理解和感受是：“中国妈妈”特别爱攀比，人家的孩子去学钢琴，自己的妈妈也要孩子去学钢琴。人家的孩子考上了哈佛、耶鲁，“中国妈妈”就会说，看看人家，你也要考哈佛、耶鲁。总之，在对孩子的教育上，“中国妈妈”永远是以别人为标杆，然后让子女去达成妈妈心中的目标。一些华裔高中生为此与母亲产生矛盾，他们的理由很简单，为什么“中国妈妈”总要比这比那，我是我，我就是我，为什么不能按我自己的情况来设计人生呢。
扯远了。 总而言之，自己吃几碗干饭，最好自己最清楚
Wednesday, April 15, 2009
Banks Likely to Ramp Up Foreclosures
More borrowers are expected to lose their homes to foreclosure as the nation's largest mortgage companies lift their internal moratoriums on home repossessions and start to determine which troubled borrowers cannot be helped.
The mortgage companies say the Obama administration's housing plan has given them a better idea of which borrowers they should assist, but their actions could be politically sensitive because some lenders received funds from the federal government's financial stimulus program.
An increase in foreclosures could lead to a further decline in residential prices and put more pressure on the earnings of banks as they write off troubled loans.
The mortgage companies say the Obama administration's housing plan has given them a better idea of which borrowers they should assist, but their actions could be politically sensitive because some lenders received funds from the federal government's financial stimulus program.
An increase in foreclosures could lead to a further decline in residential prices and put more pressure on the earnings of banks as they write off troubled loans.
Monday, April 13, 2009
Friday, April 3, 2009
Maybeck in 4S ranch
Phase 5A: I got 3 clients bot in this release. Prices slashed down to low 60s.
Phase 5A Estimated Close of Escrow Late Spring/Early Summer 2009
Plan 1 Berkeley – 2,797 - 3,172 sq. ft.
- Lot 716 $632,990 (1RC) Color Scheme 12
2797 sq. ft., 3 Bedrooms, Den, Loft, 2.5 Baths, Oversized 2-Car Garage
- Lot 719 $632,990 (1B) Color Scheme 9
2797 sq. ft., 3 Bedrooms, Den, Loft, 2.5Baths, Oversized 2-Car Garage
- Lot 732 $677,990 (1RXC) Color Scheme 11
3172 sq. ft., 3 Bedrooms, Den, Loft, 3.5 Baths, Oversized 2-Car Garage & Guest Suite
Plan 2 Bingham - 3,180 – 3,438 sq. ft.
- Lot 715 $662,990 (2B); Color Scheme 7
3180 sq. ft., 3 Bedrooms, Loft, 3.5 Baths, Oversized 2-Car Garage
- Lot 730 $699,990 (2RXD) Color Scheme 2
3438 sq. ft., 3 Bedrooms, Loft, 4.5 Baths, Oversized 2-Car Garage &
Guest Suite
Plan 3 Lawson - 3,252 – 3,700 sq. ft.
- Lot 733 $667,990 (3B) Color Scheme 8-SOLD
3252 sq, ft. 4 Bedrooms, 4.5 Baths, Oversized 3-Car Garage
- Lot 717 $712,990 (3XA) Color Scheme 5
3700 sq. ft., 4 bedrooms, 5.5 Baths, Oversized 3-Car Garage &
Guest Suite
Plan 4 Wallen - 3,481 – 3,525 sq. ft.
- Lot 718 $677,990 (4RC) Color Scheme 11
3525 sq. ft., 4 Bedrooms, Playroom, 4.5 Baths, 3-Car Garage
- Lot 731 $682,990 (4A) Color Scheme 6
3481 sq. ft., 4 Bedrooms, Playroom, 4.5 Baths, 3-Car Garage
- Lot 734 $688,240 (4RA) Color Scheme 5
3481 sq. ft., 4 Bedrooms, Playroom, 4.5 Baths, 2-Car Garage
Phase 5B Estimated Close of Escrow November/December 2009
Plan 1 Berkeley – 2,797 - 3,172 sq. ft.
Lot 723 $632,990 (1B) Color 9 NOW $604,990
2797 sq. ft., 3 Bedrooms, Den, Loft, 2.5 Baths, Oversized 2-Car Garage
Lot 726 $632,990 (1RC) Color 11 NOW $609,990 RESERVED
2797 sq. ft., 3 Bedrooms, Den, Loft, 2.5Baths, Oversized 2-Car Garage
Lot 729 $637,990 (1B) Color 8 NOW $609,990 RESERVED
2797 sq. ft., 3 Bedrooms, Den, Loft, 2.5 Baths, Oversized 2-Car Garage
Plan 2 Bingham - 3,180 – 3,438 sq. ft.
Lot 722 $657,990 (2RD); Color 1 NOW $629,990
3180 sq. ft., 3 Bedrooms, Loft, 3.5 Baths, Oversized 2-Car Garage
Lot 725 $699,990 (2D) Color 1 NOW $639,990
3180 sq. ft., 3 Bedrooms, Loft, 3.5 Baths, Oversized 2-Car Garage
Plan 3 Lawson - 3,252 – 3,700 sq. ft.
Lot 721 $662,990 (3C) Color 11- NOW $634,990 SOLD
3254 sq, ft. 4 Bedrooms, 4.5 Baths, Oversized 3-Car Garage
Lot 728 $667,990 (3RC) Color 10 - NOW $639,990 SOLD
3254 sq. ft., 4 bedrooms, 4.5 Baths, Oversized 3-Car Garage
Plan 4 Wallen - 3,481 – 3,525 sq. ft.
Lot 720 $677,990 (4RD) Color 2 NOW $649,990
3481 sq. ft., 4 Bedrooms, Playroom, 4.5 Baths, 3-Car Garage
Lot 724 $687,990 (4RA) Color 6 NOW $659,990
3481 sq. ft., 4 Bedrooms, Playroom, 4.5 Baths, 3-Car Garage
Lot 727 $683,240 (4A) Color 3 NOW $654,990
3481 sq. ft., 4 Bedrooms, Playroom, 4.5 Baths, 3-Car Garage
周一的local 新闻一则
Cardinal Health本周一lay off了 200.
The closely watched Case-Shiller index, which tracks prices across twenty major cities, shows that through January the crash of house prices was getting worse, not better. 让那些分析家们说着了：before it's getting better, it will get worse.
The crash has really spread, too. Minneapolis is down 20% and Chicago 16%. San Francisco, which had held up pretty well, has now turned in spectacular fashion. Prices there have fallen 32% in the past year, worse even than San Diego or Los Angeles.
看到了吧， Even than San Diego...
Certainly there are great deals out there. It is a buyer's market. The aggressive and opportunistic can probably find the worthwhile bargains. 这个呢，我有证明，最近work on 的都是给了比较low 的offer, 但是卖主还是很卖力的一次一次的counter.
Is there a bullish scenario for house prices? Sure. If all the government spending to turn around the economy reignites inflation in a year or two—as some predict—house prices could begin climbing again. But if the current price deflation continues, look for house prices to keep dropping.
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