Monday, December 16, 2013

2013年小总结

2013年年底,回顾一下这一年的重点 - 其实年初这些都有说过了。 信不信由你。

1.房地产价格提升高过了各种预测和官方预期。也超过了大多数买家的预期。 

从二月份开始房价开始了一天一个价的势头。 不但买家的脚步跟不上, 业内人士也都大跌眼镜。 到年底势头仍然没有减弱。

2.贷款利率有所提高但是仍然保持在历史低点

房利美30年期贷款利率在2012年底为3.45%,在2013年底,这个数字达到了4.49%,预测2014年年初到三月份,贷款利率将维持不变。

3.低房源。
综合低房价,低利率,低市场保有量的因素影响,一个房源多家竞争的例子屡见不鲜 。好区出来还不错的房子基本上都是5个offer以上。

4.买方接受并认为现在是“价格合理和稳定”的房地产市场。
尽管2013年的房价较2012年已经有了两位百分数的增长,但是由于贷款利率维持在较低水平和工作稳定性的提高,买家依然认为房产价格处于过去30年房价历史数据中的合理区间。

5.”仍然是家中的有力力量。
2013年度33.6%的买家是全款现金支付,在过去的3中,这一比重一直是呈现上升趋势,其中海外热钱更是引人注意。 好多人觉得是中国人最牛, 其实是排第四, 第一是墨西哥, 第二加拿大

6.房租价格的上涨和租方需求量的上升使得投资房成为买房的另一中坚力量。
2002年约70%的美国人拥有房产,其中30%的房产拥有者选择将其出租投资,而在2013年,约65%的美国人拥有房产,其中35%的房产拥有者选择将其出租投资。因此,投资性买房在过去一段时间内上涨也颇为显著。 


美国比较好的家具牌子汇总和介绍


One of the best. At the very least, one of the top five producers of fine wood and upholstered furniture in the United States. Very expensive, but worth every dollar. Collectable, and surely one of tomorrow's heirlooms.

Bassett Furniture Company

Modest but honest value. Good starter furniture or perfect for kids' rooms and vacation homes. One of the largest domestic producers of case goods and upholstery.

Bernhardt Furniture Company

A wonderful line of impressive fine wood product. Their approach to finishes has always baffled me a bit as it seems they work hard to produce muted, opaque finishes while I prefer clearer, transparent finishes--a minor point when the line is considered in toto. Absolutely one of the better lines in the United States.

Broyhill Furniture Company

Good values, a well-priced, nicely styled line. Don't hesitate to give it a good look. Carried by many large chains.

Century Furniture Company

Certainly one of the top 10 producers of fine wood furniture and upholstery in the U.S. Beautifully styled and beautifully finished, a line to look for when considering the best.

Drexel-Heritage Furniture Company

Its best collections are as good as it gets. A big lineup of product from modest to expensive. I always consider Drexel the point where price and value meet. Pay more and you get more glitter, but not more value. Pay less and you really are getting less. The Heritage product is as good as it gets. Heritage competes directly with Century and Henredon.

E.J. Victor

Relatively new, but immediately a leading contender for inclusion in our top 10 producers of the very finest wood product and upholstery product. Simply magnificent furniture. You will only find it displayed in your area's finest stores. Expensive, but well worth it.

Ethan Allen Furniture Company

One of the great success stories in the furniture world. Its product assortment and store presentations have set the standard for all other producers to follow. You will never be unhappy with an Ethan Allen purchase. Generally priced at the lower end of the Drexel and Thomasville lines.

Ferguson Copeland

A newer company that is offering a tremendous amount of style and pizzazz for the money. Check them out.

Flexsteel Furniture Company

One of the country's largest producers of upholstery product. Good, solid, reliable upholstery, well-priced and well-styled.

Guy Chaddock & Company

My personal favorite for the finest country wood pieces produced in the United States. Their finishes are works of art. A piece of Guy Chaddock can make a room. I would buy a piece from any of their collections, sight unseen, and know I would love it.

Hancock & Moore

Excellent leather furniture. Generally considered to be the top of the line for leather upholstery.

Harden Furniture Company

Very good product. Harden offers bedroom, dining and occasional furniture. A small company with good attention to quality. Priced at about Drexel.

Hekman Furniture Co.

Upper-end company manufacturing mostly occasional furniture. They have an excellent desk program. Good quality. Priced near Drexel and Thomasville.

Henredon Furniture Company

One of the top 10 producers of fine wood and upholstered furniture. Beautiful finishes, beautiful woodwork, beautiful design. If you own Hendredon, you own some of the very best.

Highland House Furniture Co.

One of the country's top producers of fine upholstery. Beautiful designs, careful, excellent quality standards. You will never make a mistake buying this product.

Henkel Harris

Very high quality, solid wood furniture. Many traditional designs. Priced near the top.

Hooker Furniture Company

Medium-priced entertainment centers, bedroom and occasional furniture. Excellent value. One of the leading producers of entertainment centers. A good buy. Give them a good look.

Karges Furniture Co.

Expensive and lush. Magnificent wood furniture. Perhaps the most opulent of the American manufacturers. Collectable. Very distinctive design and execution.

Kindel Furniture Company

Kindel's big problem is the ever-diminishing number of purists who appreciate the understated elegance and refinement of this grand line. Expensive, but a true collectible.

Lane Furniture Company

Middle of the road. Competes with Lexington and below.

Lexington Furniture Company

One of the great values in wood furniture in the United States. I believe Lexington gives you more bang for your buck than any other line in the country. Is it the best? No, but it may be the best value. Lexington is a consistent industry leader in style offerings.

Maitland-Smith Furniture Company

One of the largest and earliest developers of exciting wood product coming out of the Philippines. Many unusual pieces, a very exciting line. Heavy in occasional wood furniture. Uses techniques that cannot be touched by mainland producers. Even with all the excitement and style, a very affordable collection of items. Very influential in the industry.

Marge Carson Furniture Co.

Distinctive and outstanding producer of fine contemporary wood and upholstered furniture. Some of the most pleasing contemporary designs produced in the U.S. come out of this company. Beautiful finishes that few other producers even attempt. If you are after a look for today and can indulge yourself, you must take a look at Marge Carson. This producer has had a heavy impact on upper-end furnture styles in the U.S. Priced at the Henredon/Heritage level.

Natuzzi Furniture Company

One of the world's biggest producers of leather upholstery. Perhaps some of the best-styled leather product to be found anywhere. I don't think it is the best quality but, for the money, you may not be able to do better.

Pennsylvania House Furniture Company

A consistent producer of good traditional wood furniture and upholstery. Long in the shadow of Ethan Allen, it deserves its own place in the sun. It would be a mistake to miss shopping this fine company.

Pulaski

Competes with Stanley but usually a little more dramatic in its presentation.

Stanley Furniture Company

Modestly-priced, often very excitingly-styled furniture. Excellent value, a good line for your first home. Usually priced below Lexington.

Stickley Furniture Company

The price mover behind the arts and crafts movement and still the force behind the mission style that is very big now. Stickley is what fine furniture-making is all about. Uncompromising quality and unquestioned status as one of the country's finest wood furniture producers. Expensive, but you will be glad to own a piece of Stickley.

Sumter Cabinet

Well-priced, solid wood line. Well put-together, although most designs are pretty basic. Very good value.

Thomasville Home Furnishings

A big, well-done line of excellent wood and upholstery. You should always make it a point to shop a Thomasville showcase store. They miss very few bases. A direct competitor with Drexel, Ethan Allen and the upper end of Lexington.

Universal Furniture Company

A big offshore producer of modestly-priced wood furniture. Style and detailing is amazing when you consider their prices. A great value. At or below Stanley.

Vaughan-Bassett

Modest case goods aimed at the mass marketer. Competes with Bassett and Universal.

Selva: 9
Statton: 9
Harden: 9
Century: 9
Hicory White: 9
Baker: 9
Sligh: 9
Classic Leather: 9

Fine Furniture Design & Marketing: 8
Bernhardt: 8
Artistica: 8
Jessica Charles: 8
Maitland-Smith: 8
Motioncraft: 8
Sherrill: 8
Theodore Alexander: 8

Leather Trend: 7
Laurier: 7
Thomasville: 7
Pennsylvania House: 7
Lexington: 7
Cresent: 7
Design Master: 7
Jackson Carter: 7
Martha Stewart Signnature: 7
Orville & Mead: 7
Precedent: 7
Seven Seas: 7
Color Shop: 7

Hooker: 6
Stanley: 6
Universal: 6
Clayton Marcus: 6
Magnussen: 6
American Drew: 6
Mirador: 6
Natuzzi: 6

Lane: 5
Legacy: 5 or 6
Broyhill: 5

Thursday, December 5, 2013

我要三好房客!

信用好, 人品好, 事要少!

当今的美国,每年租房的需求爆棚般的速度增长。这就意味着Tenant租客越来越不容易找到一个他们负担得起的理想住所,同时,也意味着房东越来越需要从申请人中选择满意的租房人选。

我这里倒是有一些大家可以考虑的选择理想租客的小建议:

查看租客的信用和租房史:

让潜在的房客填写申请表, 然后通过他们的社会安全号和现在居住地址就可以调出房客的信用记录。 此外,还可以联系租客之前的房东,看看租客是否按时付房租,是否精心照料房间,当然,租期长短也是很必要的。如果可能的话可以询问一下租客的工作情况,比如,是否稳定或薪资情况。

和未来的租客“面试”一下,跟着自己的感觉走:

给你一个未来租客的大概印象。同时也会让你有一个基本的感觉——将来和租客相处会不会很舒服。房东和房客之间的互信和相知是很重要的,“面试”一下, 即便租客的租房史非常不错,但是如果你怎么看这个租客都不爽,那就千万不要委屈自己了!毕竟现在租房是卖房市场,相信房东不会空置房子太久的。

收押金:

不同的房子可以收不同比例的押金,一般是4-6周的房租。已经快成常识了,租客不会因为这个而放弃的。

查查附近的竞争对手:

如果附近房源的综合性价比都比自己的好一些,那就试着也提高自己房子的性价比。Craiglist是最佳的对比查找来源。

对自己的房子了如指掌:

提前准备好给租客各种可能问题的答案。这也是展示你是个合格租房的好机会。举止友好且合理是很必要的。

作为一个合理租方的关键是找到理想的租客,免得把你的生活和工作搞得一团糟,毕竟我们是要把房子租出去而不是当兼职“消防员”

所有房东显然不希望长时间一天到晚解决和房客们的纠纷。如果想找一个理想的租客肯定是要花点时间的,所以在前一位租客准备离开时就提前一段时间开始物色下一位房客吧。